Additional Illness and Conditions<\/strong><\/p>\r\n\r\n\r\n\r\n

Many policies also cover additional illnesses and conditions, such as Alzheimer\u2019s Disease, Multiple Sclerosis, and severe burns.<\/p>\r\n\r\n\r\n\r\n

Key Facts to Understand About Critical Illness Insurance:<\/strong><\/p>\r\n\r\n\r\n\r\n

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• Critical illness insurance takes care of expenses that health insurance doesn\u2019t normally cover and helps you meet your out-of-pocket costs<\/li>\r\n\r\n\r\n\r\n
• Critical illness insurance only pays for certain conditions \u2013 you still need to rely on traditional health coverage for other illnesses<\/li>\r\n\r\n\r\n\r\n
• You\u2019ll receive just one large payment upon diagnosis, which may need to last for several years<\/li>\r\n\r\n\r\n\r\n
• No networks, deductibles or co-payment<\/li>\r\n\r\n\r\n\r\n
• Critical illness insurance does not cover pre-existing conditions<\/li>\r\n\r\n\r\n\r\n
• Premiums become more expensive the older you are<\/li>\r\n\r\n\r\n\r\n
• No restrictions on how you can use the funds, allowing you to choose what\u2019s best for you<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n

  While it may not cover every disease, a critical illness insurance policy safeguards against many common and financially disruptive conditions. This coverage shields you from the impact of serious illnesses and unforeseen medical procedures by providing financial support for various needs\u2014making up for lost wages, funding additional time off work, covering medical expenses, and even supporting travel for treatment. This support allows you to focus on the most important during this challenging time – getting better.<\/p>\r\n","protected":false},"excerpt":{"rendered":"

  Critical illness insurance is known by many names: heart attack insurance, catastrophic illness insurance and sick insurance are just a few. No matter what it\u2019s called, it\u2019s designed to guard against the financial costs of a serious disease or condition. As the average life expectancy in the United States continues to increase, insurance brokers are […]<\/p>\n","protected":false},"author":1,"featured_media":632,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[12,185],"tags":[186],"class_list":["post-630","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-custom-content","category-voluntary-benefits","tag-critical-illness-insurance"],"acf":[],"yoast_head":"\n