Some plans may also cover:<\/p>\r\n\r\n\r\n\r\n

\r\n
1. Outpatient Surgery<\/li>\r\n\r\n\r\n\r\n
2. Ambulances<\/li>\r\n\r\n\r\n\r\n
3. Emergency Room Visits<\/li>\r\n\r\n\r\n\r\n
4. Outpatient X-Ray or Diagnostic Images<\/li>\r\n<\/ol>\r\n\r\n\r\n\r\n

   Accident Insurance vs. Hospital Indemnity Insurance<\/strong><\/p>\r\n\r\n\r\n\r\n

   The biggest difference between accident and hospital indemnity insurance is that accident coverage pays out after specific accidents, while indemnity coverage pays out after certain types of hospital stays. Both serve as supplementary health plans designed to aid with expenses not covered by your primary medical insurance.<\/p>\r\n\r\n\r\n\r\n

   Accident insurance pays out after a qualifying injury, such as burns, a broken arm or a laceration. Conversely, hospital indemnity coverage is triggered by specific hospital care, typically termed as inpatient hospital care. Both policies offer cash payouts that can go towards your healthcare expenses, or daily living expenses such as food and rent.<\/p>\r\n","protected":false},"excerpt":{"rendered":"

   No matter whether it is anticipated or unexpected, a hospital stay is expensive.\u00a0 According to HealthCare.gov, the average 3-day hospital stay in the United States costs around $30,000.\u00a0 Health insurance will cover some of the costs if you are admitted to the hospital, but you may have other out-of-pocket costs.\u00a0 Hospital Indemnity Insurance can help […]<\/p>\n","protected":false},"author":1,"featured_media":668,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[12,22,185],"tags":[200],"class_list":["post-665","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-custom-content","category-employee-benefits","category-voluntary-benefits","tag-hospital-indemnity-insurance"],"acf":[],"yoast_head":"\n