Archives: Health Care

Health Insurance Basics: Part 2

March 12, 2024 | By Cleveland Benefits Partners

Does a Health Plan Typically Pay for Services from Any Doctor? Not always. Some types of plans encourage or require consumers to get care from a specific set of doctors, hospitals, pharmacies, and other medical service providers who have entered into contracts with the plan to provide items and services at a negotiated rate. The • Read More »

Health Insurance Basics: Part 1

February 12, 2024 | By Cleveland Benefits Partners

What is Health Insurance and Why is it Important? Health insurance is a legal entitlement to payment or reimbursement for your health care costs, generally under a contract with a health insurance company. Health insurance provides important financial protection in case you have an accident or sickness. For example, health insurance may help to pay • Read More »

Why Health Insurance is Important

December 20, 2023 | By Cleveland Benefits Partners

Protection from high medical costs Health insurance provides important financial protection in case you have a serious accident or sickness.  People without health coverage are exposed to these costs. This can sometimes lead people without coverage into deep debt or even into bankruptcy. It’s easy to underestimate how much medical care can cost: Fixing a • Read More »

Information Is Power – Be an Informed Healthcare Consumer!

July 3, 2023 | By Cleveland Benefits Partners

With health care costs on the rise, it’s more important than ever to take responsibility for your medical care choices. Asking questions and researching your options are good ways to start taking control of how much you spend on health care. Becoming an educated healthcare consumer is important for making informed decisions about your health and • Read More »

What Are Medicaid Redeterminations and Why Do They Matter to Employers?

May 1, 2023 | By Cleveland Benefits Partners

When we see the recent onslaught of news about Medicaid redeterminations (aka “the unwinding of Medicaid”), we might automatically relate it to individuals and not necessarily realize that some employees might have declined their company’s benefits and enrolled in Medicaid during the pandemic. Medicaid is a joint federal and state program that provides medical insurance • Read More »

Fact Sheet for Consumers About the End of the COVID-19 Public Health Emergency

April 10, 2023 | By Cleveland Benefits Partners

The Centers for Medicare & Medicaid Services (CMS) issued a consumer-facing fact sheet to help people know what to expect at the end of the COVID-19 Public Health Emergency (PHE). The Department of Health and Human Services is planning for the federal PHE and the COVID-19 national emergency to expire at the end of the day • Read More »

An Ounce of Prevention is Worth a Pound of Cure

March 7, 2023 | By Cleveland Benefits Partners

Health care is expensive but there is good news: Most insurance plans come with free preventive care and benefits.  There is a lot of confusion around what is and isn’t preventive care – and why it matters.  Here is what you need to know. What is Preventive Care and Why Is It Important? Preventive care • Read More »